You have the option of shopping around for the best terms you can obtain. Generally, a mortgage acceptance requires 25-40 days for conventional, 30-60 days for VA and FHA from application to approval. In some cases, loans may be approved more quickly. At DMS Properties, LLC Residential Real Estate Services, we have no “affiliated vendors” to provide mortgage services. We leave that decision up to our clients, although we do have several other lenders that we think very highly of that we can recommend to you. You can find them listed in our Business Directory.